GREENHOUSE FINANCIAL, LLC and Strategic Partners

GREENHOUSE FINANCIAL, LLC (GHF)

GHF, through its predecessors and affiliated companies has been administering qualified and non-qualified benefit plans for over 16 years. Our professional staff is dedicated to competently design, implement and administer benefit plans and life insurance plans. GHF is fortunate to rely on one of the oldest and most respected accounting firms in the southeastern United States for helping to provide our own security, strength and growth. Lawrence and Lawrence, PA provides administrative support or numerous qualified and non-qualified executive benefit plans. We rely on their stability for our administrative support in supplemental executive retirement benefit plans. They also provide consulting services for our plan designs.

Qualified Plan Administrators, LLP (QPA)

Lawrence and Lawrence, PC, through its employee benefit plan administration subsidiary QPA, provides a full range of services related to the design and administration of qualified and non-qualified plans.

Our administration services are under the direct supervision of Kay Smith, CPA, managing partner of QPA. Kay has over 20 years of experience in accounting, tax and administrative services to all types of employee benefits plans. Kay has attained certification as a Certified Employee Benefit Specialist (CEBS) through the International Foundation of Employee Benefits Plans. Kay has presented seminars and served as guest speaker on the topic of employee benefits.

Harrison Consulting, Inc. (HCI)

Scott and David Harrison provide the regulatory compliance and legal support for GHF. This allows us to work closely with the client to draft legal documents to be forwarded to the client's legal counsel. The legal form and language is designed to meet the specific objectives of the client. The Harrisons have many years of experience in bank regulatory laws. Their strengths match well with the GHF mission to custom design BOLI and SERP plans specifically for the clients' particular circumstances and objectives.

GHF - The Big Picture

The Roof in our logo symbolizes the strength and support these strategic partnerships bring to GHF. We are deep in experience and expertise. Our stability can only be understood by understanding the relationship with have with our strategic partners. They are able to provide their own special area of expertise. This allows us to provide unparalleled service and support in the most cost efficient manner possible. Feel free to interview any member of the GHF team. We believe you will agree we have assembled an unbeatable team of professionals to meet your every need in the areas of employee benefits, succession planning and financial performance for your company.

The strength of GHF is much more than its employee list, its history is much longer than the history of GREENHOUSE FINANCIAL, LLC. The GHF team draws on a much deeper roster of talent with a long history in the financial industry. GHF often compares its profile and business model to those of the community banks it serves. Like the community banks and their strategic partners, our strategic partners provide GHF with the strength and depth we need to offer more for the client than the Company would be able to provide on its own. Also like the community banks, the cornerstone of our business is customer service.