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Meet the Team


bob_green Robert D. Green

Robert D. Green is the founding member and Chief Executive Officer of Greenhouse Financial, LLC. Mr. Green has been in the corporate consulting business with emphasis in executive compensation and Bank Owned Life Insurance for over 25 years. During this time he has placed over a billion dollars of business implementing various types of plans. Mr. Green is also a United States Army veteran (1970-71) where he earned the Meritorious Service Medal and received an honorable discharge. He graduated from Evangel University with a BS degree, and has earned two Masters degrees from Troy State University in administration. He is married to Marcia Green and has three children and four grandchildren.


david_carter David Carter

David Carter brings over 30 years of senior executive and financial experience to GHF. Prior to joining our team he served for two years as President of The Bank, and six years as EVP/CFO for The Banc Corporation (TBNC); a publicly traded financial institution headquartered in Birmingham, Alabama. David also served for 14 years as EVP/CFO for Trustmark Bank (TRMK), a regional publicly traded financial institution headquartered in Jackson, Mississippi. During his tenure with Trustmark and The Banc Corporation he was instrumental in acquiring and merging 22 financial institutions. He has vast experience in dealing with the SEC and Banking regulatory agencies. He also led the acquisition teams that raised capital on numerous occasions in order to complete multiple mergers.


kay_smith Kay Smith

Kay Smith has over twenty years experience in public accounting. Kay has extensive experience in tax services and administration services to all types of benefit plans. She has attained certification as a Certified Employee Benefits Specialist (CEBS) through the International Foundation of Employee Benefit Plans. Kay has presented seminars and served as a guest speaker on the topic of employee benefits. Her experience in the area of employee benefits includes a plan design, enrollment, plan administration, compliance and reporting.


tobby_evans Tobby Evans

Tobby Evans is the Director of Sales, Legal counsel, and sells GHF products. Tobby is a licensed Attorney, holds an MBA and is a licensed insurance agent. He is a Captain in the Air Force Reserves as a Logistics Officer.

Tobby provides the regulatory compliance and legal support for GHF. This allows GHF to work closely with the client to draft legal documents to be forwarded to the client's legal counsel. The legal form and language is designed to meet the specific objectives of the client.

Tobby Evans is a huge asset to Greenhouse Financial. His strengths match well with GHF's mission to custom design product plans specifically for the client's particular circumstances and objectives.

"I am excited to assist individuals and entities with all financial and legal needs. I look forward to working with all of our clients. Greenhouse Financial's unique strength is that we do it all... and we do it well."


steve_speirs Stephen Speirs

Stephen Speirs has 28 years of experience in the investment and insurance industry at both retail and institutional levels. After working with Merrill Lynch in Pensacola, Florida, he was recruited by Oppenhiemer and Company to do institutional work with some of the most recognizable companies in America: May Department stores, Fruit of the Loom, Russell Corp., and Varney Sun Glasses. He returned to the Pensacola area, opened an office for Sun America Securities and enjoyed a successful 12-year relationship. Currently, Steve is GHF's financial advisor, and handles all of GHF's clients' investments. Steve is registered with G. A. Repple and Company, an independent Broker/Dealer and Investment Advisory firm.

"I have had experience during some of the most turbulent times in market history which has given me the opportunity to guide clients through: an interest rate move from 16% to 3%, a Dow move from 1,000 to 14,000 and back to 6,600, 5 presidential administration changes, a Savings & Loan crisis, a dot com bubble, and our current mortgage & economic crisis. For years I have provided investors with a high level of service. I invite potential clients to check my professional background by going to the Financial Industry Regulatory Authority's website."

"As an independent advisor, I am able to provide unbiased, conflict-free consulting for investors wishing to establish a financial plan or evaluate their current ones. I believe you will benefit from my experience and the expert personal service I deliver as an objective 'Independent Financial Advisor' with Greenhouse Financial."


Robert Green and Stephen Speirs offer Securities and/or Investment Advice ONLY to residents of AL, AR, FL, LA, or WA. Securities and Investment Advice are offered through G. A. Repple & Company, A Registered Broker/Dealer & Investment Advisor, Member FINRA & SIPC. Home Office: 101 Normandy Rd., Casselberry, FL 32707, Phone: (407) 339-9090.

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